Aug. 11, 2025

ASK489: Which mortgage deal should I go with? PLUS: Do I need a new EPC?

Welcome back to Ask Rob & Rob, where we help tackle your property questions. Let’s dive into the answers... 

  • (0:49) Dee’s been offered three mortgage deals with product fees of 5%, 3%, and 0% - but calculations suggest the highest fee might actually be the cheapest overall. Should Dee stick with his current lender’s options or shop around? 
  • (3:58) The EPC’s have expired on Ryan’s two properties. One letting agent says renew now, another says wait until a new tenancy. Who’s giving the correct advice? 

Enjoy the show?