ASK542: Should I add mortgage fees to my loan? PLUS: My tenant is running a business from my property - what now?

Should you add the mortgage fee to your loan, or pay it upfront? And if your tenant's running a business from your rental, what does that mean for your insurance and mortgage?

Rob & Rob tackle both questions on Tuesday’s Ask Rob & Rob.

• (00:41) Esther is buying her first property through Property Hub and weighing mortgage deals with and without an arrangement fee. Should she pay the fee upfront or add it to the loan? Rob D breaks down the two options.
• (04:00) Lawrence and his brother have discovered their long-term tenants are running a commercial business from the property. Does this invalidate the landlord insurance and mortgage, and what should he do about it? Rob B sets out the checks to make and the steps to take before it becomes a bigger problem.

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