Market Update - July 2026

A record amount of money is flooding into UK property, yields have hit levels we haven't seen in years, and stamp duty reform is back on the agenda. Rob & Rob explain what it all means for investors right now.

So, if you’re wondering what’s really going on with house prices or trying to figure out if now’s the time to act, this one’s packed with signals you won’t want to miss.

• (00:44) Why the UK’s borrowing position makes the next move so tricky
• (03:42) House prices are up 2.2% but asking prices just had their biggest June drop in 14 years - what's really going on beneath the surface?
• (06:18) What do falling swap rates mean for your borrowing power?
• (10:00) Why individual landlords are leaving while institutions pour in billions
• (13:01) What the build-to-rent record investment levels mean for amateur landlords
• (15:36) What stamp duty reform and a home-buying process shake-up would mean for you
• (19:29) Hub Extra

Links mentioned:

• The Bank of England Interest rates remain at 3.75%
• Our latest podcast episode on the silent property crash
• The professionalisation of landlords YouTube video
• Subscribe to Property Hub’s YouTube channel

House prices:

• Nationwide House Price Index
• Rightmove House Price Index

Mortgages and lending:

• Swap rates fall below 4% for the first time this cycle
• The Bank of England Money and Credit release

Rents:

• Goodlord Rental Index
• RICS residential Market Survey
• Fleet Mortgages Quarterly Rental Barometer

Landlords and the professionalisation of buy-to-let:

• Savills' Q2 build-to-rent update
• Interest in becoming a landlord falls in almost every UK city

Regulation:

• Government discussion on stamp duty shake-up

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