May 21, 2025

Mortgage Market Update – May 2025

Interest rates have been cut, but what does this mean for the mortgage market? Joined by our mortgage expert Kelly Rule, Rob & Rob discuss the current state of the market, how base rate changes are impacting mortgages, and why now is a good time for both new and experienced investors to take action.

  • (0:40) News story of the week.

  • (2:55) We’re joined by mortgage expert Kelly Rule.

  • (2:50) What’s the impact of the latest base rate cut?

  • (7:15) What’s the current state of the mortgage market?

  • (12:15) Are lenders becoming more competitive?

  • (14:35) What types of mortgage products are investors choosing right now?

  • (17:25) What strategies are the most successful investors using?

  • (20:35) The latest on down-valuations.

  • (22:25) What common mistakes do you see from investors?

  • (25:37) Are investors buying through limited company or personal name?

  • (26:45) Let’s break down current mortgage rates for every type of investor.

  • (32:35) Are lenders making things easier, or are there still tricky criteria to meet?

  • (34:35) If you had one wish for the mortgage market, what would it be?

  • (38:25) Hub Extra.

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