Episodes

This week, Ask Rob & Rob is all about mortgages. Sam from London wants to know how long she should be fixing her mortgage for, given the discussions about inflation. Should she fix for as long as possible or go with two years? Rob B tackles this one, sharing details on his own mortgage to help Sam out. Then we’ve got a strategy question from Tom. He wants to know if it’s smart to opt for an interest-only mortgage for his residential property. His idea is to save the difference between the i...

It’s your update on the current mortgage market The thing on every investor’s mind is... mortgages. Which rates are good rates? How long should you lock a mortgage in for? What should we be searching for in a mortgage advisor? The Robs know there’s a bit of a mortgage meltdown happening, and that’s why they’ve brought on a mortgage expert for this week’s episode. They ask all the questions you want answers to (and ones you’ve not thought to ask) in this episode. Hub Extra This is an app that...

We’re back with more listener questions on Ask Rob & Rob. First up, we’ve got a question from a listener (who forgot to leave their name, so we’ve christened them Billy). They’ve been hearing about lease options from a mentor, and wanted to know more about purchasing lease options as a strategy. Does this make sense or is it a dated way of approaching property? And next is a question we’re sure lots of you can relate to – what to do about EPC ratings? James has just purchased a property tha...

How will rent freezes and eviction bans affect property investors? It’s official, the scary headlines are true... Scotland will be introducing a rent freeze and eviction ban in response to the cost-of-living crisis. But how will this affect property investors, and will the rest of the UK follow suit? Tune in to find out what’s happening and what it means for you. Hub Extra We’re all big readers here at Property Hub HQ and this week Rob B is bringing us the reading hack that completely changed...

It’s Tuesday and you know what that means – Rob & Rob are back answering your questions! Paul’s kicking us off this week, and he’s got a question about buying off-plan property. Paul’s still new to investing, but he’s already exchanged on two off-plan properties in Manchester city centre that are due to complete in Q2 of 2024 and he’s considering getting a third. However, he’s now wondering if it’s actually a good time to be buying off-plan. When the time comes for him to get a mortgage, wil...

Where’s best to invest in the UK? Our hotspot episodes always go down a treat and are usually one of our most popular episodes of the year, but we think this one might be even better... If you think Rob & Rob don’t cover Scotland and Wales enough, today is your lucky day - as they’ll be revealing the top three places to invest in England, Scotland and Wales. So, if you’re planning your next investment, you might want to start looking into these locations... In the news You might’ve guessed w...

It’s time for some more listener questions! And getting us started this week is Helen. Helen has three rental properties, each of which are on fixed rate mortgages, which are due to end soon in 2024-2026. Helen’s hoping Rob & Rob can shed some light on what she can do to prepare for her fixed rates coming to an end. Next up, we’ve got a question from Dan. Dan’s sister is currently looking for a property to rent, and he’s had a thought! As he’s looking to get into property investment, should...

It’s the September Market Update Rob & Rob are back with your monthly update! It’s all doom and gloom in the media, and with negative headlines everywhere you look, it can be difficult to keep up! But don’t worry because Rob & Rob have got you covered... All the links you need are right here: House Prices Rightmove House Price Index Rents Rising prices see renters stay put Historic low for voids as rental market under-supply goes on Rent rises lag far behind inflation - new government f...

It’s Tuesday, so we’re back with more listener questions. First up this week is Becky from Essex. Becky’s about to complete on her first buy-to-let deal (three cheers for Becky!), but she’s already looking at her next deal... She wants to buy the flat above hers, off-market, and she’s wondering how much discount she could get with a deal like this? Becky’s also hoping Rob & Rob can shed some light on how off-market deals work, and how the process differs from a standard purchase. Next up is...

What’s going to happen with inflation and interest rates? With inflation and interest rates rising, every investor wants to know... What’s going to happen next? Are we going to see further increases or are we hurtling towards a recession? And whatever the answer - how will this affect house prices? Rob & Rob have done a deep dive into the data, so you don’t have to and they’ll be answering all of those questions today on The Property Podcast. In the news If you’re not fluent in Welsh but you...

Rob & Rob are back for another round of listener questions, and they’ve got some cracking ones! Kicking us off this week is Luke from London. The market is hot right now, that’s no secret and this combined with the aftermath of Covid-19 and the war in Ukraine Luke is wondering if what the 18-year cycle predicts is still accurate... Will we be waiting until at least 2026 for a crash or are we heading towards an early winner's curse? Next up, Sophie’s looking for some advice on an upcoming pur...

Is the property market headings towards a halt? There’s a lot happening in the market right now. With a rumoured recession on the horizon, combined with interest rates, inflation, and the cost of living on the rise, are we starting to see the signs that the property market is slowing down? Rob & Rob will be revealing exactly that on today's podcast. They’ve been combing through the data, reaching out to their huge network and using their own observations to find out exactly what is going on w...

It’s that time of the week – Rob & Rob are back answering your questions! And kicking us off this time is Kevin. Kevin is finally ready to purchase his first buy-to-let and he’s keen to get stuck in, but he was a little disheartened when he saw how much tax would be cutting into his profits, so he’s been reconsidering his strategy. As a result of his calculations, he’s had to rejig the scope of where he was looking for property and he’s noticed some super cheap student lets in the North West....

How do millionaires invest? Have you ever wondered how the super-rich invest? It’s not often you get a glimpse into how millionaires invest or what their portfolio looks like, but we’re bringing you exactly that today on The Property Podcast. If you’ve ever spoken to a financial advisor and asked how you become rich, they might tell you something along the lines of “invest in stocks and bonds” but is that how the rich actually do it? Tune in as Rob & Rob give an exclusive look into: How they...

Rob & Rob are back with more listener questions and wow, we’ve got some cracking ones for you this week. Getting us started is Ben. Ben is currently looking to purchase his second buy-to-let, but after completing a survey on the property, he’s been told that there’s around £11,000 worth of repairs needed on some damp and the roof. What Ben would like to know is, does this give him the chance to renegotiate the purchase price? The original offer was a good one and slightly over market value, ...

Your August Market Update is here! It's been a busy month, so Rob & Rob have plenty of headlines to get through in the latest market update. From fast-growing cities and the removal of mortgage stress tests, to people getting the wrong investment advice from TikTok, The Robs are breaking down the biggest news of the month for you right now. Stay on top of the industry’s breaking news by tuning in now. And all the extra links you’ll need are below. Property prices House prices growing at fas...

It’s time for some more listener questions! Kicking us off this week is Deemada. Deemada is searching for his second buy-to-let deal but increasing interest rates have got him thinking about his profit margins. He wants to know if higher rates will squeeze his profit and if so, should he still be considering buy-to-let right now? Next up, we’ve got a question from AJ in London. The latest legislation, especially the proposed removal of Section 21 has got them worrying about how this is goin...

What cities are best for yield? Usually, when we talk about the best places to invest, we’re looking at capital growth, but there’s plenty of investors that focus on high-yielding deals. So, Rob & Rob have done a deep dive into the data, and they’ll be revealing the best cities to invest in if you’re investing for yield. Not only will they be sharing the top five cities in terms of data, but they’ll also spill the beans on which of those cities they’d personally invest in. In the news Great n...

Rob & Rob are back to answer more of your questions! The Bank of England have been increasing interest rates, and there’s no signs of this slowing down anytime soon – that's why Tom wants to know what he should do about his mortgage. One of Tom’s properties is on a 5-year variable rate mortgage with the possibility to leave at any time with no fees. With the potential for interest rates to continue to soar Tom wants to know “Is now the time to switch to a fixed-rate mortgage?”. Next up, we’v...

How is Rob D’s pandemic purchase performing? Today we’re taking a little glimpse into the past as we review one of Rob D’s riskier investments. The height of the pandemic might not have seemed like a great time to buy, but that didn’t put Rob off getting his hands on a Property Hub Invest discounted deal in Nottingham. And now it’s been around two years since he made the purchase, we thought we’d take a closer look at how it’s performing, share any lessons Rob learned along the way and answer ...

It’s our favourite time of the week - Rob & Rob are back with another round of listener questions. First up, this listener wants to know the best way to achieve his goal of a passive income of £2,000 a month. He’s figured out that to achieve this he’d roughly need around seven buy-to-let properties, and he’s got a few ideas of how he can get there. He’s recently completed a flip with a friend and has around £75,000 in profit that he can use to invest again. Should he continue flipping until ...

How will the new white paper affect landlords? This has got to be the most anticipated piece of legislation that landlords have been waiting for, FOR YEARS and it’s finally here. The government have laid out their proposals for the Renters Reform in their latest white paper, and it’s completely transformed landlord/tenant relationships forever. With news on notice periods, arrears, evictions, rent controls and so much more, we’re surprised at how little coverage this huge update has received. ...

Rob & Rob are answering some cracking questions for you this week, so let’s get stuck in! First up Claire who’s wondering what she should do with her short-term savings. She currently has three buy-to-let properties and is looking to purchase her fourth. As she’s unable to release any equity for around 18 – 30 months, she’s been building up her deposit in the bank. But as a fan of The Property Podcast, the recent Inflation episode has got her wondering if there’s something else she could be d...

Your July Market Update is here! It’s that time of the month! It’s market update time… and it’s a biggie! Rob & Rob have got a lot to cover, from the property boom and build-to-rent, to the best places to invest and the booming rental market (yes, it’s still booming!) and so much more! Tune in and make sure you’re all caught up. All the links you need are just below: House Prices Latest Hometrack report Knight Frank revises up its house price forecast despite cost-of-living crisis ‘Dash f...