Episodes

This week on Ask Rob & Rob we’re talking all things money and mortgages. Our first question is about leverage and comes from Tyrone. He wants to know if there’s a right amount of leverage to go for. Tyrone is planning on re-mortgaging his property, but he doesn’t know what level he should go to. So, he’s asking for advice on how to calculate it and how he can balance the risk. Our second question comes from James who wants to know about residential mortgages. He’s got a three-bedroom proper...

Everyone is now talking about inflation (H3) Inflation is here and things are visibly getting more expensive from month-to-month. But why is it happening? Will it last? And what is the government going to do about it? Rob & Rob are going to be answering all these questions in today’s episode of The Property Podcast. Inflation can mean the difference between being wealthy or poor when you’re older, so it’s important to understand how and why inflation works, which is why this is just the fi...

Rob & Rob are back for another round of questions. Our first question this week comes from Louis. Louis is in the process of saving up a deposit for his first investment property and has been doing some research whilst listening along to The Property Podcast. He recalls a previous episode we did on quantitative easing and how the Bank of England pumped £450 billion into the economy in 2020. He’s since looked into the Federal Reserve Central European Bank and Bank of Japan who have introduced...

What makes the best property investors? Lisa Orme is back to join The Robs on The Property Podcast. Not only is she sharing the traits of successful property investors, she’s also sharing the strategies that she highly rates, and the ones that are overrated. Lisa has had plenty of hands-on experience dealing with some of the best, and worst, property investors and has narrowed down the traits that make a good one. It’s another jam-packed episode with plenty more takeaways so make sure you’ve ...

Rob & Rob are back again this week and are discussing one of their favourite topics, the 18-year property cycle. And the person asking the 18-year property cycle question is Ali from London. At the beginning of June, Ali saw an article on This is Money where he believed the creator of the 18-year property cycle was implying that the market couldn’t continue with this boom phase and that it would be likely that next year there would be a market crash. Normally Ali would ignore these rumour-typ...

How should you be acting in the current boom market? In today’s episode Rob & Rob are joined by a fellow property expert. Not only is she an investor herself but has decades of experience as a mortgage broker. Her name is Lisa Orme. And in today’s episode she’s going to guide you through how you should be acting right now (while we’re in this boom period) when it comes to mortgages. If you follow her advice, we reckon you’ll do pretty well. There’s loads to take from this episode so make sure...

It’s Tuesday and that means one thing... The Robs are back to answer your property questions. Kicking us off this week is Tom. Tom has two HMO student lets in Cornwall that he invested in personally. They both earn around £1,800pcm. He bought the properties five and 10 years ago and while capital appreciation has been pretty decent, he’s never released any equity from them. He’s saved around £80,000 and is looking to invest in another student HMO in the same location, but this time using a l...

It’s the July Market Update On this month’s market update The Robs will be covering the market boom as well as revealing great news for landlords with leaseholds! They’re also sharing a news story that’ll have a massive impact on your wealth. There’s plenty to cover this week – inflation, arrears, evictions, leasehold and licensing. You name it, we’ve got it covered! Here’s all the links you need for your extra reading. Big picture: House asking prices hit record levels across Great Britain ...

Rob & Rob are back with two more property questions this week. First up is Mo. He’s a junior doctor who’s recently graduated from Nottingham University and is looking to get on the property ladder. Mo wants to buy his own residential property but is struggling with finding the right one. Naturally he doesn’t want to overpay and wants to try and bag himself a deal, but he keeps getting gazumped every time he finds a possible contender. Other buyers are either viewing and putting an offer in ...

Is the property market about to crash? When the market starts to get heated, people get excited. There are those who take action and make money, but others get really nervous. What happens when we reach the top of the market? Is it a good time to buy? In this episode Rob & Rob are going to cover just that! And they’re sharing some interesting examples of what the numbers look like when you invest at the top of the market. So, is it wise to invest at the peak? Tune in to find out. In the new...

This week on Ask Rob & Rob, the guys are settling a debate between a husband and wife on the best property strategy and help another caller with a mortgage conundrum. Our first caller is Colin. Colin and his wife have managed to save £50k but both have different views on how they’d invest it. They also need to move into a new home themselves over the next two years. Colin wants to use the funds to invest in a flip property and then split the profit in half to invest into more properties and i...

This week Bitcoin and property are going head-to-head Following on from last week’s episode, Rob & Rob are back to talk more about property vs Bitcoin, and where Bitcoin could potentially form part of your investment portfolio. Like any investment option there are pros and cons to everything. For example, Bitcoin and gold are defences against inflation whereas property is an attacker. So, is property still the safest investment or is it under threat to Bitcoin? Tune in to find out. In the ne...

On this week’s episode of Ask Rob & Rob the guys are trying to look into the future to answer this week’s two questions. First up we’ve got Sarah. Sarah and her family live abroad but have one rental property here in the UK. She needs to re-mortgage the property at the end of this year and has been given the option of a 5-year fixed mortgage. Sarah wants to also release some equity from the property to take the LTV up to 75%. However, she’s trying to run some numbers to see if it will be ben...

Before you get involved in Bitcoin, what should you know about it? Well, you’re about to find out in today’s episode. We’re temporarily diverting away from property because Bitcoin is such a hot topic right now. But what’s more concerning, is that people are wanting to jump on the Bitcoin bandwagon without understanding what it is or how it works. Rob & Rob love taking on complex subjects and breaking them down into understandable, digestible bits of information. So, if you’re clueless about ...

Welcome back to another episode of Ask Rob & Rob. The guys are ready and raring to go, answering more caller questions. Kicking things off this week is Andrew. Andrew wants to know if the average house price to earnings ratio is something that The Robs think people should consider when looking to purchase a property. Or is it just simply based on mortgage costs and interest rates? Our next question comes from Joe. Joe’s been doing all his homework and has read all of Rob D’s books. He’s con...

It’s the June Market Update Like always on the market updates, Rob & Rob are bringing you up to speed on all the goings on in the property world. And the June market update is no different. Today The Robs are going to be covering house prices, rents and even the Queen’s speech. Here’s all the links you need for your extra reading. House prices: House prices continue upward trend, rising 10% in March: ONS Nationwide predicts UK house prices will continue to rise First-time buyer demand and s...

This week on The Property Podcast we’re joined by Mary, an architect turned HMO expert Now and again on The Property Podcast we invite experts in as guests to share their experience with us. And this week we’ve got Mary Osman who, along with her partner Andrew, is an architect turned property investor. Mary and Andrew specialise in HMOs. (And if you fancy reading more about them, they’re featuring in the next issue of the Property Hub Magazine - sign up here) They’re based in Leeds and have b...

It’s girl power on Ask Rob & Rob this week. Our first question comes from Amelia. Amelia would like some advice on how to find a decent deal in the property boom we’re now in. Her current strategy is buy, refurbish, refinance (BRR) so she can try and recycle some of her cash. To be successful with this strategy, Amelia would need to buy below market value, but she’s finding that most properties are selling for the value of them refurbished, so there’s no money in it. So, Ameila wants to kno...

This week on The Property Podcast we’re putting the limelight on Liverpool Generally on The Property Podcast you hear The Robs talking about property hotspots and where to invest. But you’ve never heard them go into much detail about certain areas. Until now. This week The Robs are heading back to Rob B’s roots of Liverpool and bringing you the areas you should definitely consider, the areas you should avoid and Rob B’s wildcard. Where will Rob B peg as his up-and-coming area and ‘one to wat...

Rob & Rob are back again this week answering questions on when’s the best time to buy, and what happens to a mortgage if the property value falls. First up is Eleanor. With the stamp duty holiday due to finish at the end of June, Eleanor is keen to explore the top end of her budget. She doesn’t want to make a rushed investment and doesn’t want to consider stamp duty, but she’s keen to know how the stamp duty holiday will have affected the market when it comes to an end. Should Eleanor take a...

This week on The Property Podcast we’re discussing the property boom and why no-one's noticed it The Robs have been saying this for weeks now – we're in a property boom! And now it’s no longer just their opinion, it’s a fact. Now you need to understand what’s happening, why it’s happening and what you should be doing right now. And that’s exactly what Rob & Rob are talking about today. Here’s what they’re covering in this episode: The towns and cities that have seen the biggest price growth...

It’s Tuesday and Rob & Rob are on hand to answer two more property related questions. Kicking things off this week is Mike from Southampton, who’s relocated to Merseyside. Over the past year during lockdown, Mike has been taking advantage of the extra time he’s had and devoured all of Property Hub’s resources. He’s now 100% sure that wants to get into investing in property. He knows that he needs to build up a pot of cash before he can get started and he wants to know what The Robs think he s...

It’s the May Market Update This month’s May market update is jam-packed with news stories for you to sink your teeth into. And naturally Rob & Rob have picked the best ones to discuss on today’s May market update. Here’s what to expect on this week’s property podcast episode Since the last market update, the media has still been in a frenzy over the property market. And it doesn’t seem to be dying down anytime soon. But we’ll leave it to The Robs to talk you through this month’s latest headli...

It’s Tuesday and we’ve got another two great questions to answer on today’s episode of Ask Rob & Rob. The first question this week Is from Shipla. Shipla wants to know everything there is to know about the Liverpool property market. What areas are good to invest in? Which ones to avoid? What’s the forecast for Liverpool in 2021? Shipla wants to know anything and everything The Robs can give her. She’s an investor based in London so naturally doesn’t have the local knowledge. Move over Rob D ...