Episodes

How do you pick the right investment location? This week on The Property Podcast we’re taking it back to basics. Whether you’re purchasing your first property or your tenth, choosing the right place to invest can feel like an overwhelming task. And as one of our most frequently asked questions, we thought we’d break it down and give you a step-by-step process to follow. So whether you’re completely new to investing or you’re an experienced investor in need of a little refresher... this is the...

It’s Tuesday, and that means Rob & Rob are back with two more listener questions. And this week, we’ve got a couple of tough ones. First up is Paul from London. Paul has recently inherited a three-bedroom property in Hull and is wondering what he should do with it. It’s the only property he owns, and he wants to know whether he should sell it as it is or renovate it first. The second question is from Julian. Julian is planning on releasing some equity from his first property and is plannin...

What can you expect to happen in a property boom? If you’ve been paying attention, you’ll know that we’re at the beginning of a property boom. Which is great for investors as properties go up in value, but what else can you expect to happen? The 18-year property cycle means there’s things that you can almost definitely expect to see happening as the boom develops. But what are they? In this episode, Rob & Rob are revealing the tell-tale signs that we’re in a property boom. In the news We’ve...

Rob & Rob are back to answer some more listener questions! Our first question is from Paul and it’s a great one. Paul is looking to buy a property with a tenant in-situ, but one of the terms is that it’s a ‘cash only’ purchase. What Paul wants to know is whether this would affect his ability to remortgage as he was hoping to draw back the cash to reinvest elsewhere. The next question is about leverage. Our listener is going to be retiring early soon and is wondering what do to with the cash...

Houses or flats – which make the better investment? Anyone who invests property generally has an opinion on the houses vs flats debate. It’s an age-old dispute that often divides investors, with some saying they would only invest in one or the other. Whilst both camps have pretty solid arguments, what IS the answer? Which is the champion of investments? That’s exactly what Rob & Rob are helping you decide in this episode. They’ll run you through the pros and the cons of both, and reveal what ...

Get ready for some more listener questions! Rob & Rob are back, and this week they’ve got some pretty interesting ones. Our first question is from Steven. Steven has a portfolio of six properties, and his residential mortgage is due for renewal next year. What Steven would like to know is whether he should remortgage his portfolio to pay off his residential home or should he use the rental income he generates instead? Next up is Becky from Stockport. Becky has been viewing some leasehold p...

It’s the September Market Update In this month's market update, The Robs are giving you the inside scoop on the rental market, mortgages and of course, house prices. They’ll be revealing where in the UK rental demand is booming and what government agency is predicting a market crash - yes, you read that right, a CRASH of 14%! Things tend to be a little quieter this time of year as everyone jets off on holiday but seeing as that’s not an option for many of us this year, it’s no wonder Rob & Ro...

It’s time for another round of listener questions for Rob & Rob, and this week they’re answering some commonly asked ones. First up is Reese from Plymouth. Reese is currently living at home with her parents, but she’s ready to make her first buy-to-let investment. She wants to know whether it’s sensible for her to invest while living at home, or if she should wait until she’s in a house of her own before getting started with investing. Next, The Robs hear from Bailey in London. Bailey’s fin...

This week on The Property Podcast we’re battling with Dave Ramsey on mortgages If you’ve not heard of Dave Ramsey before he’s a huge financial personality across the pond, and he believes that you should NEVER use a mortgage. And if you’ve been listening to The Property Podcast for a while now, you’ll know that Rob & Rob probably have a fair few things to say about this. So, in this episode The Robs explain why Dave Ramsey is completely wrong and how leverage is an investor’s super weapon. In...

It’s that time of the week where Rob & Rob answer more listener questions, and this week we’ve got two cracking ones! Our first question is from Jeff in London. He’s looking to buy his first property in Hoggeston with a friend, but the company who’ve listed it are looking to charge a buyer's premium. Jeff was pretty surprised by this fairly large additional charge and wants to know Rob & Robs thoughts on whether this is something to be cautious of and if the buyer's interests are considered i...

Real-life Monopoly – The important property lessons you can learn Besides revealing which family members are sore losers and causing fights, Monopoly has some seriously important lessons about personal finance and investing. But can these be applied to real life? In this episode of The Property Podcast, Rob & Rob share the important lessons you can apply to your property investments. For further learning on buy-to-let mortgages check out this video. In the news We’ve got two news stories fo...

Rob & Rob are back once again to answer two more listener questions. Our first question this week is from Alex from Reading. He’s recently bought his first buy-to-let property and has naturally spent all his money. So now he’s in the process of saving for another deposit. But what Alex wants to know is if The Robs have any tips on how he can speed up the savings process so he can purchase properties two and three quicker and start building his portfolio. Next up we’ve got Sam from Bedford. ...

Is BMV dead or is there still a way you can do a deal? In the property world we love bagging ourselves a deal. But right now, the property market is incredibly hot. So, does that mean doing a deal or better yet a BMV (below market value) deal is almost impossible? That’s what we’re going to explore in today’s episode so make sure you tune in. If you want to learn more, check out our free course on how to get a deal. In the news If you listened to last week’s episode, you’ll remember that we...

It’s Tuesday which means Rob & Rob are back to answer two more listener questions. The first question this week comes from Rachel. Rachel and her brother currently own a buy-to-let property in the South East and they’re now looking to buy their second property in the north of England for cash. They’ve found a property in Kirkdale, Liverpool for £65,000 which could give them an annual yield of 8.31%. Naturally that type of yield would be attractive to anyone, but after seeing one of Property ...

It’s the August Market Update The property market is incredibly hot right now. In the UK it’s crazy, but on this month’s market update, The Robs are revealing some numbers from the US that will blow your mind! This time of year is usually a quieter one, but that certainly doesn’t seem to be the case in 2021. Here are all the links you need to get stuck into today’s episode. Prices: UK House Price Index – June 2021 Super-rich buyers coming back to prime – Savills US cannot afford housing m...

The guys are back for another fantastic episode of Ask Rob & Rob. First up this week we’ve got Lil who’s looking for an answer to a common question we get asked. Lil currently has a residential property in London that she lives in, and a buy-to-let property in Liverpool. She’s going to be moving cities soon and needs a property with more space, so she’ll be switching her residential property into a buy-to-let property. In the short-term, Lil plans to rent herself until she finds the right pr...

The Robs are back with their second episode on inflation This might just be the most important podcast episode Rob & Rob have done yet. If you understand this episode, then you’ll understand the secret to being wealthy. Last week we talked about inflation in the short-term, so this week we’re looking at long-term inflation. The dynamic that produces inflation for the long-term is completely different to the short-term. The Robs are going to be looking at what causes long-term inflation, the e...

This week on Ask Rob & Rob we’re talking all things money and mortgages. Our first question is about leverage and comes from Tyrone. He wants to know if there’s a right amount of leverage to go for. Tyrone is planning on re-mortgaging his property, but he doesn’t know what level he should go to. So, he’s asking for advice on how to calculate it and how he can balance the risk. Our second question comes from James who wants to know about residential mortgages. He’s got a three-bedroom proper...

Everyone is now talking about inflation (H3) Inflation is here and things are visibly getting more expensive from month-to-month. But why is it happening? Will it last? And what is the government going to do about it? Rob & Rob are going to be answering all these questions in today’s episode of The Property Podcast. Inflation can mean the difference between being wealthy or poor when you’re older, so it’s important to understand how and why inflation works, which is why this is just the fi...

Rob & Rob are back for another round of questions. Our first question this week comes from Louis. Louis is in the process of saving up a deposit for his first investment property and has been doing some research whilst listening along to The Property Podcast. He recalls a previous episode we did on quantitative easing and how the Bank of England pumped £450 billion into the economy in 2020. He’s since looked into the Federal Reserve Central European Bank and Bank of Japan who have introduced...

What makes the best property investors? Lisa Orme is back to join The Robs on The Property Podcast. Not only is she sharing the traits of successful property investors, she’s also sharing the strategies that she highly rates, and the ones that are overrated. Lisa has had plenty of hands-on experience dealing with some of the best, and worst, property investors and has narrowed down the traits that make a good one. It’s another jam-packed episode with plenty more takeaways so make sure you’ve ...

Rob & Rob are back again this week and are discussing one of their favourite topics, the 18-year property cycle. And the person asking the 18-year property cycle question is Ali from London. At the beginning of June, Ali saw an article on This is Money where he believed the creator of the 18-year property cycle was implying that the market couldn’t continue with this boom phase and that it would be likely that next year there would be a market crash. Normally Ali would ignore these rumour-typ...

How should you be acting in the current boom market? In today’s episode Rob & Rob are joined by a fellow property expert. Not only is she an investor herself but has decades of experience as a mortgage broker. Her name is Lisa Orme. And in today’s episode she’s going to guide you through how you should be acting right now (while we’re in this boom period) when it comes to mortgages. If you follow her advice, we reckon you’ll do pretty well. There’s loads to take from this episode so make sure...

It’s Tuesday and that means one thing... The Robs are back to answer your property questions. Kicking us off this week is Tom. Tom has two HMO student lets in Cornwall that he invested in personally. They both earn around £1,800pcm. He bought the properties five and 10 years ago and while capital appreciation has been pretty decent, he’s never released any equity from them. He’s saved around £80,000 and is looking to invest in another student HMO in the same location, but this time using a l...