Episodes

April 25, 2024

TPP580: Worth it or not? We judge different property expenses

With so many property services out there, it can be tough to know which ones are worth your hard-earned cash. Join Rob & Rob for a lively debate (and a fair bit of disagreement) as they break down the must-haves, the ones to avoid, and those that could go either way based on your situation. (0:40) News story of the week (6:06) Let’s talk property services… (6:40) Which should you pay for? (15:14) Those NOT worth paying for (18:40) The ones that depend on you… (27:46) Hub Extra Links menti...
April 23, 2024

ASK425: How do I research a developer? PLUS: Will my Ltd Co pass the stress test?

It’s time for your latest episode of Ask Rob & Rob! (0:45) Charlie’s gearing up to diversify his portfolio by purchasing his first off-plan property. While he’s mindful of the potential pitfalls, he’s hit a roadblock when researching the developers. Seeking guidance, he turns to Rob & Rob for their expert advice and insights. (7:14) James wants to know why higher-rate taxpayers undergo a 145% stress test compared to the 125% for basic-rate taxpayers. He’s also curious about the typical rate ap...
April 18, 2024

TPP579: Using AI to become a superhuman property investor

It’s the powerful tool that’s swept the globe and if you’re not using it yet, you’re missing out – we’re talking about artificial intelligence! Tune in as Rob & Rob share the tools and techniques they use daily to save time and money with their property investments and in business. (0:45) News story of the week (3:48) Are you using AI? (5:10) General tips to unleash AI’s full potential (12:00) Real-life examples of AI in action (20:20) Try it for yourself (22:12) Hub Extra Links mentioned...
April 16, 2024

ASK424: Should I pay this arrangement fee? PLUS: Is it time for a hands-off strategy?

Rob & Rob are back with more listener questions!  (0:45) Ross is curious about the best way to pay his arrangement fees. Should he use his own cash to cover the fees upfront or add them to his mortgage? Aware that the latter option will incur interest charges over time but may potentially benefit from inflation, he turns to Rob & Rob for their advice. (3:55) Hollie's original game plan involved flipping properties in her local area of Portsmouth, utilising her partner's building expertise for ...
April 11, 2024

TPP578: April Market Update

With inflation dropping to its lowest point in 2.5 years and talk of interest rate cuts, what does this mean for the property market? Tune in as Rob & Rob bring you up to speed on the month’s biggest news stories – including yet more shocking political developments... (0:44) The unexpected surprise for our economy (2:05) Are interest rate cuts on the way? (3:25) What’s the latest on the housing market? (6:50) How’s the rental market looking? (9:35) Let’s talk politics – rental reform bill… ...
April 9, 2024

ASK423: Are studio flats worth buying? PLUS: Have prices really fallen as far as you say?

Rob & Rob are back with two NEW questions from our listeners!   (0:45) Dan’s wondering if studio apartments are worth considering for investment if they tick the boxes financially and are located in desirable areas with good prospects for capital growth. Seeking advice, he turns to Rob & Rob for their thoughts and insights. (3:27) Discussing the "silent crash" featured on The Property Podcast, Anth finds himself questioning if a crucial point may have been overlooked... Enjoy the show? Leave...
April 4, 2024

TPP577: Cashflow vs Capital Growth: Which wins?

The age-old battle between Cashflow vs Capital Growth has been a passionate debate among investors for far too long. Is there a clear winner and should you prioritise one over the other, or can you have the best of both worlds? Join us as Rob & Rob draw from over a decade of industry experience offering their perspectives from both angles to help you decide which is best for you and your own strategy. Let the showdown begin… (0:54) News story of the week (2:18) Let the debate begin! (3:20) A...
April 2, 2024

ASK422: Where to invest in East Anglia? PLUS: What should I do about my mortgage renewal?

Welcome back to another episode of Ask Rob & Rob! (0:45) Luke’s gearing up to buy his first home, which he intends to live in while subletting the extra rooms for rental income. He's keen on investing in East Anglia and turns to Rob & Rob for their advice on the best places to explore, along with key fundamentals to look for in the area. (4:22) Jo’s attractive mortgage rates on her buy-to-let properties are ending soon, and her broker suggest remortgaging with the current lender due to low ren...
March 29, 2024

AOB: How focus has grown our business (and how to find it yourself)

In this month’s AOB episode, Rob & Rob discuss the importance of focus in business, as they give the latest updates from behind the scenes of their £100m property business. They delve into the impact of focusing on fewer goals and not getting distracted by ‘shiny objects’ to make progress towards your main mission. Sharing their recent experiences and life lessons, they aim to improve your business focus and provide practical strategies for staying on track. Also, they give their insights into...
March 28, 2024

TPP576: Mortgage Market Update - March 2024

The mortgage market has been tough recently, with rates forever changing and mortgages being pulled unexpectedly. The markets are anticipating rate cuts later in the year – but will that translate into cheaper mortgages, and what should investors be doing now? Today, we've got our expert Nick Shepherd on board to help untangle the craziness of it all, giving you the scoop on what's happening now, what the future holds and what you should do if you're thinking about getting a mortgage in the nea...
March 26, 2024

ASK421: Is Kent a good place to invest? PLUS: How do we split profits fairly?

Rob & Rob are back with two more listener questions!  (0:42) Sylvia’s thinking about investing in Kent’s district, rumoured to be an up-and-coming area undergoing regeneration. But she's wary about the truth behind these whispers and the time it may take for the investment to pay off. Today she’s turning to Rob & Rob for their expertise on regeneration projects. (4:15) Becca aims to kick off her property journey by flipping properties with her partner and potentially other investors in the fut...
March 21, 2024

TPP575: What on earth is happening with house prices?

Against all expert predictions - house prices are on the rise! But what are the factors driving this phenomenon and what impact does it mean for you? Tune in as we dig into what’s going on behind the data, to help you make better decisions about your own investments. And that's not all! Be sure to mark your calendars for our free webinar with Rob & Rob, as they share their own investment strategies and successful deals they’ve made. (1:06) News story of the week (2:34) Claim your spot for our...
March 19, 2024

ASK420: Does borrowing make sense anymore? PLUS: Should I start in commercial or residential?

The place where YOUR questions get answered – it’s Ask Rob & Rob! (0:40) Alex works in commercial property, so that's where his background and know-how are. But commercial properties need more money upfront and have higher loan rates compared to residential ones. So, Alex is reaching out to Rob & Rob to get their take on which investment path he should go down. (3:52) Alan's got a handful of properties that he owns free and clear. He's picked up on the fact that interest rates are climbing, an...
March 14, 2024

TPP574: Market Update - March 2024

It’s our spring budget update special, bringing you all the vital information from the House of Commons that affects all property investors. And holiday let owners beware we have some important updates that you might not like! Join us as we uncover news that could be cause for celebration or a reason for sleepless nights… (0:57) Spring Budget – what happened? (8:00) Bad news for holiday let owners (12:00) Some positive news for house prices (13:40) Next week’s special episode on house price...
March 12, 2024

ASK419: Should I get into rent-to-rent? PLUS: Will this reduce my tax?

It’s time for another round of listener questions!  (0:44) Tom’s contemplating investing in rent-to-rent schemes endorsed by reputable industry figures. Despite appearing like a promising and lucrative investment, he’s concerned about potential scams and seeks advice and guidance from Rob & Rob. (5:50) We’ve got yet another Tom who’s debating the ever-popular dilemma of whether to invest his portfolio in his own name or through a limited company. He’d like to know the best way to set-up and op...
March 7, 2024

TPP573: A masterclass from a lettings expert

Securing a promising property investment is just the beginning: the next challenge is ensuring its effective management. Join us for a masterclass featuring insights from a lettings expert, who teaches us a few tricks we’d never previously considered... (1:00) News story of the week (2:10) Q&A with our lettings expert Will… (3:40) What are the key contributions a letting agent offers? (6:50) What separates a good lettings agent from a bad one? (9:30) What questions do investors ask to deter...
March 5, 2024

ASK418: Should I go into property full-time? PLUS: Would this tax incentive work?

Happy Tuesday! We’re back with two more listener questions!    (0:45) Tom's in the process of selling a property and stands to make a large chunk of money. Contemplating quitting his day job and moving into full-time property investment, he turns to Rob & Rob for their thoughts and valuable advice. (4:48) Jack’s had a brainwave that he’s thinking about sharing with his local MP and asks the guys what they make of his idea and if it already exists. Enjoy the show? Leave us a review on Apple P...
Feb. 29, 2024

TPP572: Buy To Let mortgages explained by experts

Ever wondered why savvy investors turn to mortgages for their buy-to-let properties? Join our mortgage experts as they unveil the reasons, highlight the benefits, and guide you through the workings of this strategic financial approach. (1:00) News story of the week (3:31) Using mortgages for property investment… (4:20) Why do investors use buy-to-let mortgages? (5:38) What’s the main benefits of using a mortgage? (6:05) How do they work? (6:40) How much can you borrow? (7:50) Are you lock...
Feb. 27, 2024

ASK417: What shall I do with this equity? PLUS: Am I crazy to apply again?

Join us for this week’s Ask Rob & Rob as they answer two more listener questions… (0:49) Sally has accumulated a good amount of equity in her buy-to-let property. With the mortgage due for renewal next year, she seeks some advice from Rob & Rob on the various options she can explore. (4:16) Josh’s mortgage application has been declined due to the property being above a commercial unit. He’s cautiously considering other options available to him and turns to Rob & Rob for their thoughts on the s...
Feb. 23, 2024

AOB - February 2024

In this latest behind-the-scenes look at a £100m property business, Rob & Rob delve into the current state of the property market - sharing first hand insights from their interactions with developers and the property deals they’ve been working on. They then hold an impromptu therapy session - examining their past mistakes, and how entrepreneurs can avoid projecting their own shortcomings onto their business. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us!...
Feb. 22, 2024

TPP571: Update on the silent property crash

It’s the topic that seems to be flying under the radar – the silent property crash! Join Rob & Rob as they give a recap of what the silent property crash is, its current status and what this could mean for the property market. (1:07) News story of the week  (1:55) The silent property crash (2:25) What is the silent property crash and why is it crucial to understand it? (3:45) Is the crash still ongoing? (5:42) What’s going to happen next? (13:14) Hub Extra: A great life-hack… Links mentio...
Feb. 20, 2024

ASK416: Is it time to look at London? PLUS: Should I consider these commuter towns?

Rob & Rob are back to offer their advice to two more listeners about investment in the capital!  (0:52) Neville is intrigued by the attractive current yields available in London and noting that capital growth hasn't matched that of other cities in the UK, wonders if it offers better value now than previously? (3:47) Charlie asks Rob & Rob for their advice on well-performing investment areas that benefit from exposure to the London market. Enjoy the show? Leave us a review on Apple Podcasts -...
Feb. 15, 2024

TPP570: How to find the best places to invest

In this week's episode of The Property Podcast, Rob & Rob discuss the exact tools they use to establish strong property fundamentals when analysing potential investment locations. They cover key factors such as employment, transport links, education, and regeneration, providing practical tips and specific tools for research. You'll learn... - How to assess employment fundamentals using tools like LinkedIn Jobs and major employer searches. - Techniques for analysing transport links, including ...
Feb. 13, 2024

ASK415: What can I do about my short lease? PLUS: I'm paying too much tax!

It’s Tuesday, and it’s Ask Rob & Rob!  (0:42) Gary purchased a flat two years ago with a 65-year lease. The mortgage is due for renewal and has dropped onto a follow-on tracker with an 11% interest rate. Should he renew the lease or hold off for another year? (4:55) The rental income from Nelly’s latest property investment has taken her into the higher tax bracket. She’s considering transferring the property into a limited company and asks Rob & Rob for their valuable advice. Enjoy the show? ...