Episodes

Nov. 21, 2023

ASK407: My tenant has upgraded my property! PLUS: Do I really have to pay Stamp Duty again?

It’s time for another round of listener questions! (0:47) Mo’s tenant has paid 5 months' rent up front for a 1-year lease. He recently had the first inspection, and the tenant has upgraded the house, and Mo’s wondering if he should see this as a good thing? (3:48) James is looking to sell his residential home as his family is growing, and he’s got some burning questions about the SDLT he needs to pay. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign...
Nov. 16, 2023

TPP557: November Market Update

Wow! What a month it’s been. There’s been some strange movement in property prices and big predictions for 2024, so join Rob & Rob as they give you the latest on rents, mortgages, government shenanigans and more! (1:07) House prices are on the up! (6:36) The first predictions for 2024 (8:40) Rents are rising faster than ever before (11:39) What on earth is going on in the House of Commons (15:41) Hub Extra Links mentioned: House Prices Halifax house price index Nationwide house price in...
Nov. 14, 2023

ASK406: Is capital growth better in London? PLUS: Does my plan avoid Capital Gains Tax?

The guys are back for your latest edition of Ask Rob & Rob! (0:42) Stella is wondering if she’s looking for long-term capital growth, is London the best place for her to be investing right now? (3:17) Alistair has a plan to change his primary residence to minimise tax while he aims to expand his property portfolio – will it work? Links mentioned TPP550: Is now the time to invest in London? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for ou...
Nov. 9, 2023

TPP556: Can you still trust the 18-year property cycle?

Rob & Rob are losing faith in the 18-year property cycle... Can we still look to the cycle for guidance on what’s actually happening in the market, or has the concept finally been rendered redundant? Join Rob Dix as he interviews cycle expert Akhil Patel, and dives into everything you need to know about the cycle, whether it can still be trusted today and how you can make practical use of it. Links mentioned: The secret wealth advantage – Akhil's book TPP542: Is the 18-year property cycle d...
Nov. 7, 2023

ASK405: Is this developer scamming me? PLUS: What's an Interest Cover Ratio?

Rob & Rob are back with the latest round of listener questions, and strap in because this week we’ve got some good ones! (0:43) Jackie bought an off-plan property with an up-front 50% deposit. She was recently due to complete, but the developer isn’t allowing the surveyor access to the property, so her lender won’t release the mortgage funds. Jackie’s hoping Rob & Rob can shed some light on what she can do to ensure she completes and gains access to her property. (4:42) Tom’s is looking to rem...
Nov. 2, 2023

TPP555: Are landlords quitting? Should you join them?

A landlord exodus is dominating the headlines right now, but why is this happening, and should you be quitting too? (0:49) News story of the week (2:05) Is a landlord exodus underway? (3:02) Why are landlords leaving? (3:40) Tax changes of 2016 (4:40) Legislation (5:58) Mortgage rates (7:11) Are all landlords selling? (9:59) Is this actually bad news? (10:47) What does this mean for Landlords that choose to stay in the market? (15:42) Hub Extra Links mentioned: Landlords: It’s finall...
Oct. 31, 2023

ASK404: ASK: Do "no deposit" schemes work? PLUS: Where to buy in Manchester?

It’s time for another round of listener questions. (0:42) Jeremy’s tenants have handed in their notice and his letting agent has suggested that he offer a “no deposit scheme”. Jeremy had never heard of this scheme before, and when looking into it, he couldn’t find much on the pros/cons of this for a landlord – so he’s hoping Rob & Rob could shed some light. (3:25) Luke and his wife have three buy-to-let properties in the South Wales area, and they’re looking to diversify and purchase their fou...
Oct. 26, 2023

TPP554: What has inflation done to your property investments?

How has inflation affected your property investments? Tune in as we run the numbers and help you see inflation in a completely different light. (0:52) News story of the week (3:33) What does inflation really mean for investors? (4:07) Taking a look at the numbers (16:02) Hub Extra Links mentioned: Autumn statement: Government considers help for first-time buyers Air: Courting a legend Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our ...
Oct. 24, 2023

ASK403: What should I do with £350k? PLUS: Is this transaction risky?

Your latest edition of Ask Rob & Rob has landed! (0:43) Nick and his brother have £350,000 in capital and Nick’s wondering how Rob & Rob would invest this cash in today’s market? (4:08) Dalia is looking at purchasing a property and she’s been advised it’ll be around 10 weeks between exchange and completion. She wants to know if this is common practice and if there are any risks she should be aware of? Links mentioned Property strategies that don’t work [and some that are struggling] Should ...
Oct. 19, 2023

TPP553: Property strategies that don’t work [and some that are struggling]

Is this the episode that upsets people? There isn’t a one size fits all with property investment. There are many strategies to choose from depending on your budget, goals and outlook on the short/medium/long-term. But which property strategies are past their prime and which ones are evergreen? Dive into this week’s episode and find out. (0:40) News story of the week - what’s happening in Derby? We discuss this article. (1:40) Some strategies don’t work. Which ones are struggling? (2:30) Lea...
Oct. 17, 2023

ASK402: Is this the best of both worlds? PLUS: Should I rent out my home?

Rob & Rob are back with their weekly dose of listener questions. So, hit play and dive into this latest episode. (0:40) Bruno wants to hear Rob & Rob’s thoughts and opinions on maisonettes. He’s looking at freehold property but wants a flat to avoid the maintenance that comes with a house and to avoid the cons that come with a leasehold property. He basically wants the best of both worlds. Does such a thing exist? (3:54) Dan has a small property portfolio he rents out that are doing well. The ...
Oct. 12, 2023

TPP552: October Market Update

Hit play to dive into your October Market Update – that time of the month where Rob & Rob cover the hottest stories and key information that you need to know about as a property investor. (1:05) House prices - what’s happening? (2:30) Mortgage news (5:16) Rent talk (8:14) Rob’s rant: HS2 (10:34) Damp and mould - new Government guidance (12:00) EPC rules scrapped (12:24) Renters Reform Bill (12:50) New York ban Airbnb - is more to come? (14:50) Hub Extra Links mentioned: Silent propert...
Oct. 10, 2023

ASK401: How do I find growth areas? PLUS: What software do you use?

It’s episode 401 of Ask Rob & Rob! So, hit play and dive into our latest listener questions. (0:36) Philip wants to know how he can find areas that are likely to improve over the next 20 years. He’s listened to Rob & Rob’s advice previously on what to look for, but he wants to know how to find that information he needs (4:13) Ash wants to know what software he should use to manage his properties day-to-day. He’s got several different software packages he uses, but he’d like to move to somethin...
Oct. 5, 2023

TPP551: How the rich and famous invest (and you can copy)

Have you ever wondered how the rich and famous invest? Tune in today to find out how they invest and how you can copy their strategy. (0:42) News story of the week (2:21) Property Hub Magazine (3:23) How do the rich invest? (8:13) A step-by-step to how the rich invest (18:11) What traits do they have? (22:26) Hub Extra Links mentioned: News story of the week Subscribe to the magazine The Millionaire Fastlane YouTube video: Should You Buy a Property in a Limited Company in 2023? Hub E...
Oct. 3, 2023

ASK400: Time for a new strategy? PLUS: Do I need a special mortgage?

It’s the 400th edition of Ask Rob & Rob! (0:44) Marcus is looking to expand his portfolio and he’s wondering if it’s time to move away from his usual strategy of buying desirable properties in desirable areas. He usually focuses on these properties as he knows they’re good for capital growth, but whilst rates are high, he could be making a loss. So, is it time to switch us his strategy? (3:54) Harry is working in London and he’s looking to buy a property in a few years. He’s wondering, if he l...
Sept. 28, 2023

TPP550: Is now the time to invest in London?

Is now the time to invest in London property? If we had a quid for every time someone asked us this, we’d be pretty well off. In today’s episode, Rob & Rob are delving into that very question. (0:52) News story of the week (4:56) Share your thoughts (5:34) Is now the time to buy in London? (6:17) Diving into the data (13:20) So, is now the time to buy? (13:41) When will it be the time to buy in London? (18:58) Hub Extra Links mentioned: UK interest rate freeze ends run of 14 straight i...
Sept. 26, 2023

ASK399: Should I sell one to pay down the other? PLUS: What can I do with £20k?

It’s time for your latest edition of Ask Rob & Rob. (0:43) Tim has two investment properties, one in Brighton and one in Worthing and as interest rates seem to be staying higher, he’s wondering what he should do with them. The property in Brighton has recently become vacant and both properties' fixes are due to end in 2024. So, he’s curious to hear what Rob & Rob think he should do. (5:04) Rob’s got around £20,000 in savings and he’s looking to get into property investment, so he’d love to hea...
Sept. 21, 2023

TPP549: Property vs shares, lettings secrets, and Bitcoin

This is your official fly-on-the-wall episode. There’s no structure this week, just Rob & Rob having one of their daily conversations, and they’re bringing you along for the ride. (4:00) The lettings industry – what's the inside scoop? (13:30) Student lets – are we starting to see a struggle? Why are we seeing a shift? (19:00) Property vs shares – which is better, and does it matter? (24:00) Rob D’s moan – what doesn’t make sense? (24:45) Bitcoin – a crypto winter? What can we expect after ...
Sept. 19, 2023

ASK398: When will mortgages get better? PLUS: Limited Company or not?

Rob & Rob are back and they’re answering more of your listener questions. (0:31) Steve has found himself in a difficult mortgage situation – he's currently looking at arrangement fees of around £8,500 per product with a rate of 6.8% and he’s looking to hear Rob & Rob’s thoughts on this. (4:08) Carmen is new to the property investment world and she’s wondering if she should invest in property in her own name or in a limited company? Links mentioned: YouTube: Should you buy a property in a Lim...
Sept. 14, 2023

TPP548: September Market Update

There’s a lot of media attention around the property market right now, and it’s hard to really understand what’s happening. So, tune in as Rob & Rob dive into the data behind the headlines and give you an insight to what’s going on. (1:28) House prices (5:30) Regional affordability (8:58) Interest rates (11:25) Mortgages (13:14) Rents (14:28) Landlords selling (15:51) Rental control (21:02) Hub Extra Links mentioned Resources 3 strategies to bag yourself a deal in a difficult market T...
Sept. 12, 2023

ASK397: HMO or buy-to-let? PLUS: How do I say no to certain pets?

Buckle in and get ready for the latest edition of Ask Rob & Rob. (0:34) Monica has £150,000 to invest and is looking to buy her first property at an auction. She’s trying to decide whether she should find another investor to work with and get a high-end HMO or to invest in a standard buy-to-let. (3:57) Joshua has a question on the Renter’s Reform Bill, specifically on the new suggested pet regulation. At the moment, he allows pets, but he likes to vet them first. Now he’s wondering, with the n...
Sept. 7, 2023

TPP547: 3 strategies to bag yourself a deal in a difficult market

It’s a difficult market right now, but there are still deals to be had. Tune in as Rob & Rob share tips on how you can secure yourself a deal. (1:02) News story of the week (3:21) A difficult property market (5:28) How to get deals right now (10:43) Try these advance strategies (15:32) Hub Extra Links mentioned: AI Siri hack YouTube video: I asked ChatGPT to invest for me. (Surprising Result) Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up...
Sept. 5, 2023

ASK396: How can I use this mortgage-free property? PLUS: Should I kick my tenants out?

Join Rob & Rob as they answer some more of your burning questions! (0:39) Dec has paid off his mortgage on his second £200k property and he’d like to know what Rob & Rob would do next. Should he continue to rent it out or sell it and follow a ‘lock away and watch it go’ strategy? (3:46) Claudine has previously bought two properties through a limited company. She’s looking to close her company down and is wondering, with the proposed changes in the Renters Reform Act, whether she should move th...
Aug. 31, 2023

TPP546: I tried to sell a property at auction – this is what happened

From listing to the fall of the gavel, tune in as Rob D reveals why he opted to sell a property at auction (0:52) News story of the week (2:48) Selling a property due to a change in strategy (4:40) Why sell at auction? (8:52) What happened on auction day? (10:37) A dive into the numbers (12:41) What happened after the sale? (13:30) Would he sell at auction again? (15:08) What advice would he give for selling at auction? (16:29) Hub Extra Links mentioned: Outlive: The Science and Art o...