Episodes

It’s that time again! Let’s get into this week’s Ask Rob & Rob with two new great questions… (0:42) Claire has four properties in her portfolio and has just received a surprise inheritance large enough to clear all her mortgages. But should she use it to pay them off? And how can she make sure her portfolio stays protected and tax-efficient for her family’s future? (6:15) Danny owns two rental properties in his personal name that perform steadily but with modest returns. With a new limited com...

There are currently 2.86 million ‘legacy landlords’ in the UK – yes, you heard that right. But as the world of property investment continues to evolve, is their time up? Let’s find out as Rob & Rob discuss what’s behind the shift and what it means for these landlords. (0:56) News story of the week. (4:16) Why are legacy landlords under attack? (6:25) The reason the old model is now broken. (9:15) The modern strategy to property investment. (13:15) What to do if you’re a legacy landlord? (1...

Happy Tuesday! It’s time for another great episode of Ask Rob & Rob. (0:45) After buying his first buy-to-let, Simon’s debating whether to use a letting agent or self-manage the property. He asks Rob & Rob for advice on which approach makes more sense for a growing portfolio. (3:40) Aisling lives in Australia and owns two UK buy-to-lets, both with mortgage renewals coming up. She’s keen to release equity and continue investing, but high rates are holding her back. She turns to Rob & Rob for ad...

In this month’s market update, Rob & Rob break down the latest data to uncover surprising regional differences in house prices and rental growth. Plus, they react to the headline-grabbing political proposals that could have big implications for landlords and investors alike. (1:00) Kicking off this market update with house prices… (6:05) Rents are up, but where and by how much? (9:10) Is the government finally giving landlords a break? (15:45) Hub Extra Links mentioned: House prices: Zoopl...

It’s Tuesday, so here’s your latest round of listener questions! (0:47) James has three buy-to-let properties with product transfers due soon. He asks Rob & Rob if it’s worth delaying them until after the Budget to see if any tax changes might influence his decisions. (3:03) Emma wants to expand her portfolio with additional properties through a limited company. With limited savings, she’s considering using equity from her mortgage-free home to fund future purchases, essentially “double mortga...

Can property success really be boiled down to a formula? Rob & Rob know it can – it’s the approach they’ve used to build their business and their own portfolios. In this episode, they break it down: from leverage and inflation to buying smart and giving it time, they show how this formula delivers real results. (1:02) News story of the week. (3:20) What is the property investment formula? (4:27) The ultimate wealth multiplier. (9:02) The silent wealth builder. (13:42) Give it time. (15:34)...

It’s time for your weekly dose of Ask Rob & Rob – let’s get stuck into some brilliant listener questions! (0:34) Sean’s taking the first step in his property journey by turning his home into a rental and buying somewhere new to live. Unsure if he should keep the property in his personal name or put it in a limited company, and he asks Rob & Rob to help him decide. (4:12) T from Dubai wants Rob & Rob’s take on investing in the South Wales Valleys. He’s seen lots of BRR deals advertised there, w...

Given the non-stop negativity you hear, it sounds like a crazy claim... but could now actually be the best buying opportunity in living memory? Listen to Rob & Rob break down the data, and see if you agree with them that sentiment has become disconnected from reality... (0:56) News story of the week. (1:58) Let’s dive in… (2:50) Rob & Rob prove their theory with the data. (8:30) What if mortgage rates change? (13:20) The Robs discuss negative sentiment. (22:16) Hub Extra. Links mentioned...

Another Tuesday, another Ask Rob & Rob – let’s hear what our listeners are asking this week. (0:49) Natalie bought her first home during the COVID boom, when prices were inflated. She’s now planning a move to the Southwest and weighing whether to keep the property, rent it out, and release some equity to fund her new home. Or sell up, buy in the Southwest, and use the equity to invest in the North, where yields and growth prospects look stronger. She turns to Rob & Rob for advice on which strat...

Tax might not be everyone’s cup of tea… but when it comes to property investment, it’s one of the biggest factors that can make or break your returns. In this episode, Rob & Rob sit down with tax expert Nadeem Raziq, who’s worked with hundreds of investors to navigate the complex world of tax. From the classic limited company question, to inheritance tax, trusts, and even strategies for what could be coming down the line – nothing’s off the table in this jam-packed conversation. (0:57) News s...

It’s time for the latest edition of Ask Rob & Rob, so let’s dive right in! (0:42) Danny started his property journey at the beginning of 2025, releasing equity from his home to fund his buy-to-let investments through a limited company. With mortgage fees of £4–6k each time, he asks Rob & Rob if he should be paying upfront or adding them to the loan. (3:30) Will’s an aspiring investor with one buy-to-let and an unencumbered property he inherited. Eager to scale his portfolio quickly with BRR pr...

The property world is in uproar with rumours of new tax changes. Headlines and speculation are everywhere, but what’s really going on? Tune in as Rob & Rob share what you actually need to know, and most importantly, explain what it could mean for investors. Watch Rob D’s brand new YouTube video for a deeper dive into the government’s latest updates. (0:47) The latest news for house prices.  (7:05) Does the rental market continue to grow?  (9:30) News from the House of Commons. (18:33) What ...

Happy Tuesday! It’s time for Rob & Rob to answer two more great questions from our listeners! (0:49) Toff’s a high-rate taxpayer with a well-performing buy-to-let in his personal name. He’s now looking to buy his own home but faces higher stamp duty that’ll add at least £10,000 to the cost. Weighing up whether to sell the rental and lose a good investment, move it into a limited company, or just accept the extra bill – he asks Rob & Rob if there’s a smarter move he’s missing. (3:42) Jane’s liv...

A top wealth firm says buy-to-let has had its day - but is that really true? We dig into the data, uncover what they missed, and reveal why property might be stronger than ever if you know how to play it. (0:46) News story of the week. (3:07) We’re recruiting! Check out our job roles. (4:21) Property is officially dead? (5.53) The Robs analyse their findings. (7:49) Don’t ignore the power of leverage! (9:54) London is underperforming – true or false? (11:23) Steady growth isn’t sexy. (14...

It’s time for your weekly dose of Ask Rob & Rob, so let’s get stuck into some interesting listener questions... (0:39) Should Bon pursue a HMO in a less desirable area if the numbers stack up? A major new housing development nearby could improve things – but is it worth the risk, or is location too important to gamble on? Rob and Rob give their thoughts. (4:36) Sara has £50k to start her property investing journey and is unsure where to begin. Buying a low-cost flat outright isn’t advisable in...

This week, Rob B is joined by Kelly from Sirius Finance to tackle the big mortgage questions on every investor’s mind. From product ranges to market predictions, she shares her expert insights and top advice for navigating today’s property market. (1:21) - A quick overview of the current mortgage market (2:58) - Kelly’s rate cut predictions (4:40) - The best product ranges for investors (8:19) - The return of 80% LTV mortgages (10:39) - What would Kelly do? (13.49) - “Further advances” exp...

This week on Ask Rob & Rob, we’ve got two great listener questions – including one on a topic we’ve never covered before… (0:51) David already has two HMOs under his belt and now has his eye on a 6-bed property for his third. He’s got around £100,000 to put towards it, but he needs another £50,000. So he’s wondering… how can he get the extra funds? (6:45) Tom’s just bought two leasehold flats that were repossessed from the previous owner – who also happened to be the freeholder. Now he’s looki...

At times property investment can be challenging, and obstacles crop up when you least expect them. But what separates those who give up from those who push through? Mindset. Tune in as Rob & Rob discuss the importance of having a bulletproof mindset and reveal the techniques they’ve used to transform their own lives, stay resilient through tough times, and ultimately succeed. (0:55) News story of the week. (2:05) What is a bulletproof mindset? (5:33) Mindset habits that build resilience.  (...

It’s time for the latest edition of Ask Rob & Rob, so let’s dive right in!   (0:50) Dan has previously invested in stocks and shares and is now moving into property to take advantage of leverage. As a high earner, it’s more tax efficient for him to invest through a limited company, but he wants to know whether the ‘ultimate property strategy’ still works in that setup. Since refinancing doesn’t provide the same income benefits in a company structure, he asks if there’s an alternative way to ach...

Interest rates have been cut, but what’s the real impact on mortgages and the property market? Add to that huge news from London’s property scene and some surprising rental market data - Rob & Rob dig into what’s really going on, and what this means for you as an investor. To wrap things up, they share the new research tools they’ve been testing to help you stay ahead. (0:44) News story of the week  (2:28) What’s the impact of the latest base rate cut (3:12) Why London’s new home registrati...

Welcome back to Ask Rob & Rob, where we help tackle your property questions. Let’s dive into the answers... (0:49) Dee’s been offered three mortgage deals with product fees of 5%, 3%, and 0% - but calculations suggest the highest fee might actually be the cheapest overall. Should Dee stick with his current lender’s options or shop around? (3:58) The EPC’s have expired on Ryan’s two properties. One letting agent says renew now, another says wait until a new tenancy. Who’s giving the correct adv...

There’s a hidden danger zone that every property investor reaches, but whether you get trapped there or push through to success is up to you. Tune in as Rob & Rob reveal exactly what the Property Danger Zone is, why it’s so risky, and most importantly, how to escape it if you’re already stuck. (0:44) News story of the week. (2:58) What exactly is the property danger zone? (9:11) How do you avoid getting trapped in it? (14:30) Final words of wisdom from The Robs. (16:07) Hub Extra. Links me...

Another Tuesday, another Ask Rob & Rob, and we’ve got two cracking questions lined up this week!  (0:55) After hearing Rob and Rob discuss being more open to rent insurance, Francesco wants to know: even if you’re in a strong financial position and can handle occasional losses, do the guys still think it’s worth doing, or is it just being overly cautious? (4:34) James is in the process of buying his third rental property — a leasehold maisonette that initially appeared to be a great investment...

There’s no sugar-coating it: the UK property market is broken in more ways than one. From outdated processes to a lack of stock, and let’s not even talk about stamp duty — it’s a system in desperate need of change. In today’s episode, Rob & Rob aren’t holding back as they break down the biggest issues facing the market right now and, more importantly, share how they’d fix them. (0:55) News story of the week. (03:44) Thank you so much for all your support!  (6:40) What are the core problems w...