Episodes

Mortgage rates are moving, and if you’re an investor trying to work out what to do next, you’re not alone. Rob & Rob bring in expert, Nick from Framework Mortgages to get straight answers on what’s happening with rates, where they’re likely heading and what investors should be doing right now. This episode will get you up to speed on the impact of swap rates, the Renters’ Rights Act, pressure of a global conflict, and more. (01:01) News story of the week (04:48) What swap rates are, why they...

It’s Tuesday! Which means it’s time for another episode of Ask Rob & Rob. (00:41) Luke's bought his ninth property, but the valuer deemed it unfit to live in. He’s been told bridging loans are now the standard route but is that his only option? Rob B explains how to turn a lending headache into a stronger deal and why this is a perfect situation for negotiation. (03:51) Alex has built a portfolio of four properties, but the condition of his health has made him think about legacy planning. How ...

Think it doesn't matter where you buy your investment property? The numbers say otherwise... Rob & Rob use real world examples, comparing two investors who start with the same £100,000 but buy in different regions. Using Land Registry data, Zoopla yields and Savills forecasts, they show how one investor ends up £83,000 ahead after just 10 years, simply because of where they chose to buy. If you've ever felt the pull to invest close to home, this one might change your mind. (01:03) News story o...

Welcome back to Ask Rob & Rob! (00:41) Michelle’s considering buying a fourth property to add to her portfolio but knows she’s probably missing out on tax efficiencies. She’s wondering how she can find the right person to help her. Rob D gives a three-tiered approach to sourcing the right professional, and how to use AI tools to sift through forums and find specialists. (04:01) Frank’s looking into a limited company but has apprehensions. He’s trying to keep his income below the 40% tax rate a...

Rob & Rob do something they've never done in over 10 years of podcasting... They’ve pulled back the curtain on three real deals that Property Hub Invest sourced for investors last year. From tenanted stock in an unexpected city, to a luxury development in a property hotspot, and a clever off-plan opportunity. Each deal is completely different, but they all show what's achievable when you refuse to settle in a buyer's market. (00:51) News story of the week (03:22) A tenanted portfolio in a ci...

It’s Tuesday, which means it’s time for another episode of Ask Rob & Rob! (00:41) Andy's been stuck for three years. He owns four properties in his own name which has pushed him in the higher tax bracket. He’s wondering whether setting up a limited company for just one more property is worth the hassle? Rob D breaks down when a limited company makes sense, the real cost of transferring existing properties, and why doing nothing might be the riskiest option of all. (04:51) Dan’s heard that serv...

It’s market update time and there’s a lot to unpack... Rob & Rob dig into the impact on the market from the conflict around the world, reporting on house prices and a fascinating picture of where UK property investment is heading. (0:44) Nationwide’s report on house price growth (2:33) Rightmove’s 11-year high supply (3:15) Strong rental yields blast past 8% nationally, and higher in other areas (5:47) Rents for new lets climbing again, including London back on the up (6:44) Post-covid fig...

Let’s jump straight into some more listen questions, with your latest episode of Ask Rob & Rob. (00:42) Irfan's been investing for a decade, but a surprise affordability rejection has left him worried about being asset rich and cash poor in retirement. Rob D explains why capital raising triggers extra scrutiny, why specialist lenders are often a better bet than high street ones, and why this shouldn't put you off your long-term plans. (05:51) Imran wants to know why landlords choose interest-o...

Every time there’s a major global shock, the headlines say the same thing: uncertainty, panic, wait and see. But when you look at what happens next, a very different pattern emerges. Rob & Rob unpack what the conflict in Iran means for mortgage rates, investor confidence and the UK property market. But rather than speculating about what happens next, they look at what has happened, analysing how the market responded to Brexit, Covid, the Ukraine war, and the mini-budget. (02:27) How swap rate...

Got a burning property question? Rob & Rob are back every Tuesday answering yours. This week: (00:42) Jamie's noticed that house prices have barely moved while inflation has been running hot. Is this the "silent property crash"? And could it go on for years? Rob D explains why policymakers might prefer it this way, and why it's secretly great news if you're a property investor with a mortgage. (03:58) Marcus wants to shift his strategy towards higher yielding properties, but he's worried about...

This isn't a property episode, but it might be one of the most valuable ones yet. These are the six books that genuinely changed Rob & Rob's lives, and they could change yours too. Because while most property investors obsess over yields, capital growth, and the best places to buy, none of that matters if you haven't got your mindset right first. Everything from business to personal fulfilment, there's something on this list for you. (01:05) News story of the week (05:27) The book that made R...

It's Tuesday, so it’s time for another Ask Rob & Rob episode! (00:45) Chris has built a portfolio of 8 properties, all rented to government-backed social care providers, but the Renters' Rights Bill is giving him sleepless nights. Is he right to be worried? Rob B explains and shares the one thing all landlords can do to put their mind at ease. (06:43) Michelle's trying to sell a flat, but a potential buyer has raised questions about whether it has a qualifying lease under the Building Safety A...

There’s one mistake you absolutely can’t afford to make when investing in property, and that’s buying in the wrong area. In this episode, Rob & Rob break down the locations they’d avoid right now, and more importantly, why they don’t stack up. From regions hitting affordability ceilings to ultra-cheap bargains that drain your profits, they reveal the locations that trip up investors time and again. Whether you're about to make your first purchase or expanding your portfolio, this is the kind ...

It's time for another episode of Ask Rob & Rob, where we tackle your property questions. Here's what's coming up this week... (00:42) Dan's credit score keeps taking a hit with every new buy-to-let purchase, but does it even matter? Rob D explains why lenders care far less about that number than you think. (03:39) Joe wants to transfer a property from his personal name into a limited company to save on tax. Sounds sensible, but the Stamp Duty bill might make it a costly mistake. Rob B walks th...

The UK property market has quietly hit record highs – but is anyone actually paying attention? February's data reveals a market that's technically stronger than it's been in years, yet sentiment hasn't caught up. Rob & Rob break down the numbers that matter, from surprising regional rental gaps to the mortgage market improvements that could fuel the year ahead. (0:54) House prices reach new peaks (2:28) Record supply and 40% of homes now cheaper to buy than rent (4:54) North East rental grow...

Got a property question that's been keeping you up at night? Every Tuesday, Rob & Rob are here to help. (00:33) Chris's letting agent wants to charge him a renewal fee for a tenancy that expires mid-April – just two weeks before the Renters' Rights Bill makes fixed-term agreements a thing of the past. With rolling contracts about to come in, is there any point paying to renew? He asks Rob & Rob whether he can push back. (03:43) Matt wants to find a good solicitor to help get his property deals...

As a property investor, it's completely normal to worry. But too often, that worry is focused in the wrong places. Rob & Rob have spoken to thousands of investors over the years, and they've noticed a pattern: worry tends to be misdirected. In this episode, they're setting the record straight by running through the concerns you can safely strike off your list and highlighting the ones that genuinely deserve your attention. (01:35) News story of the week (04:44) The things you can stop worryin...

It's Tuesday, which means it's time for another Ask Rob & Rob! (00:38) Connor's been eyeing up Scotland for investment, but the recent wave of rental reforms has left him wondering if it's still a viable option. With rent caps, new legislation, and landlords reportedly heading for the exits, he asks Rob & Rob whether the impressive yields on paper are worth the regulatory uncertainty. (04:04) Tim's got £30K in a Lifetime ISA and is considering relocating from London to Liverpool or Manchester ...

Millions of landlords are about to face one of the biggest tax changes in years. Making Tax Digital for Income Tax kicks in from April, and if you're a landlord earning above certain thresholds, the old "shoebox of receipts" approach is officially over. Rob & Rob bring in tax expert Nadeem from Provestor to break down exactly what's changing, who's affected, and the practical steps you need to take now to avoid getting caught out. (01:04) News story of the week (04:36) What Making Tax Digital ...

It's time for your weekly dose of Ask Rob & Rob – let's get stuck into two new questions... (00:47) Shahid has built a solid property portfolio within a 10-mile radius of where he lives, but he’s now setting his sights on high-growth areas further afield. His concern? How to manage properties hundreds of miles away without being on hand for tenant issues. He turns to Rob & Rob for their advice on making remote investing work. (05:14) Jane's been hearing rumblings about ‘Making Tax Digital’ and...

An expert who correctly predicted the 2008 financial crisis says UK property prices will crash in late 2026. Fred Harrison, the economist who pioneered the 18-year property cycle theory, is doubling down on his prediction – and his track record means we can’t ignore it. Rob & Rob examine Harrison's latest forecast, unpacking what that could mean for investors right now, pressure‑testing the call against today’s market and asking what would need to happen for it to play out. (04:44) What is the...

It's Tuesday, which means it's time for another Ask Rob & Rob! (0:45) AJ purchased his first two buy-to-lets using bridging finance and is now remortgaging onto longer-term deals. As part of the process, his lender required him to take independent legal advice – something he found surprisingly intimidating. He asks Rob & Rob whether it’s normal for these meetings to feel so daunting, or if it’s just him. (05:34) John bought a property for £60K, which is now worth £120K, with no mortgage attach...

Rates are holding, but only just. The Bank of England's decision came down to a single vote, which tells us everything about where things are heading next. In this month's market update, Rob & Rob break down what a near-miss rate cut means for property investors, why house prices are quietly building momentum, and the surprising direction rents are taking. Plus, there's a significant shake-up coming for ground rents that could transform flat values overnight. (00:59) News story of the week (0...

Got a property question that's been keeping you up at night? Every Tuesday, Rob & Rob are here to help. (00:45) Ryan’s completed his first buy-to-let purchase, securing a hefty £35,000 discount. His original plan was to refurbish and refinance, but with local prices rising, he’s now questioning whether it makes more sense to sell and reinvest in a high-quality property in a limited company instead. He turns to Rob & Rob to help him decide whether to stick with the original plan or pivot while t...